The Times reports improved optimism in household finances over the next 12 months. This has led to an increase in the overall index of consumer confidence. The personal finance expectations index on which this report was based, was flat in January. This was the first time in two years that it has not been negative. GfK, who generated the Index, said “consumer confidence has started the year well. Despite the cost-of-living crisis still affecting many households across the UK, consumers appear to be encouraged by the positive news about falling inflation.”
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